Whether you currently own a home or are looking for your first one, setting out to buy a new home can be an intimidating experience. Here are some tips to help you get started.
Get pre-qualified for a mortgage loan, even before you looking at homes and make an offer. Remember you are asking a home owner to allow you into their home and to leave the property while you view the property. A growing number homeowners require that potential buyers be pre-qualified. Get pre-qualified and be ready to view all the properties that match your needs.
· As a real estate professional, I can help you understand the market condition, review your financial situation, and recommend homes that are best suited for you.
· Schedule an appointment with me to discuss scheduling property visits and utilize online information for photos and virtual tours.
· Together we can review your choices and schedule showings for each home that matches your needs, interest, and desired price range.
As you begin to look...
· Create a personalized list of features. What does your home need to have? What would just be nice to have?
· Consider what's important to you in the area. What services are important to have nearby? What about the school district? Traffic conditions, parking, or public transportation?
· Consider works with your pre-qualification from your lender. Take into account your income, debt, monthly expenses, lifestyle, etc.
· Make sure you feel comfortable in the neighborhood. It's not just important for the services to be convenient--you're going to want to feel at home in your new home.
As you look. . .
· During each showing, make a list of pros and cons. This will help you develop a rating system and narrow the field when it comes time to choose.
· Before making an offer, consider the house's condition, the current market, and other terms provided by your lender.
To do list. . .
· If you already own a home, research short-term rental and storage options. There might be a gap between leaving your old home and moving into your new one, so you're going to want to have a plan.